Building the financial services of the future

At A Glance


Building the financial services of the future

Head Office:


Geographical Presence:


Target Customer:

Banks, payment institutions, lenders, e-wallets, PFMs, credit bureaus

Supply Chain Processes:

Access to users’ bank data; Payment initiation facilitation

Company Description

Salt Edge is a global fintech company offering a range of open banking solutions to banks, lenders, credit bureaus, finapps, and other financial companies that want to join us in building financial services of tomorrow.

Our company is set out to change the shape of the financial landscape, using innovation and technology as the tools for the job. Our mission is to create stable and secure bridges between financial service providers and end-users, bringing benefits to all the involved parties.

We have two main vectors of activity: connecting to banks in EU and beyond and PSD2/Open Banking compliance. Open Banking Gateway enables third parties to access bank accounts of their end-users via a unified API gateway in order to offer account information and payment initiation services. PSD2 Compliance Solution is the technology necessary for banks to become compliant with PSD2 and Open Banking requirements.

Salt Edge has a proven track record of success on the European market, acquiring a vast clientele ranging from well-known fintechs like Cleo, Yolt, Emma, and banks including BRD, Bank of East Asia Limited, Guaranty Trust Bank Limited, Habib Bank (UK), Byblos, to credit industry companies such as Crif, Bitbond, Zipper.

Key facts about Salt Edge:

– PSD2 licensed: registered as an Account Information Service Provider by the UK’s FCA
– Highly secure technology: ISO 27001 and PCI DSS certified
– Global presence: connected to 3700+ financial institutions in 70+ countries
– They trust us: 100+ clients worldwide

What We Do & How We Do It

Salt Edge was established with the vision to create a simpler and more transparent financial world, for customers and businesses alike. We believe that the current state of financial services is over-cluttered and counter-intuitive, complicating people’s everyday life while losing precious revenue and value for financial service providers.

We offer the tools of open banking for everyone willing to use them. Salt Edge pioneered fintech technology that creates one access point to bank data on the territory of the European Union and worldwide. We aim to help our clients to provide the kind of digital services that will bring more financial control to their end-users, enabling a better customer experience.

Paving the way for the next evolutionary stage of the payments industry, Salt Edge has developed separate SaaS solutions which solve the specific needs of various financial institutions. The distinctive character of every business dictates the necessity for an individual approach to solving its needs and challenges.

We provide a unique blend of security, compliance, and value-added services, essentially eliminating the need to collaborate with multiple vendors.

Latest News

Recently Salt Edge crossed the mark of 600+ integrated PSD2 APIs in Europe, enabling TPPs and banks to provide their customers with access to bank data and payment initiation capabilities in more financial institutions. Every connected API creates more opportunities for companies that want to offer their customers useful services with a great taste of open banking.

Salt Edge Authenticator – a mobile application for strong customer authentication and dynamic linking under PSD2 – was presented to the open source community. The Authenticator app was developed to bring safety and innovation to the payments market and its end-users. The app is used for making remote payment transactions safer and for accessing payment accounts from a secure environment. Striving to bring advanced financial safety to more people, we open sourced the app’s code, encouraging all the companies to increase their customers’ protection.

Salt Edge developed Partner Program, enabling companies to get instant access to open banking channels in a compliant way, without having their own PSD2 licence. This is an open banking solution in a true sense of the word, because lenders, credit bureaus, finapp can focus on providing the best services to their customers, while entrusting to Salt Edge the enormous efforts that come with regulatory requirements and bank integrations.

Level 39,
One Canada Square,
Canary Wharf,
E14 5AB
United Kingdom