Airwallex has partnered with Pipe, a fintech that provides embedded capital products for small businesses, to support its international expansion by enabling faster market launches and same-day or next-day payouts to SMEs.

This collaboration enables Pipe to expand internationally quickly through a single, scalable integration with Airwallex that can power same-day or next-day payouts to small businesses in need of working capital.

It will enable Pipe to easily expand the reach and benefits of its innovative product suite, which solves a major pain point for SMBs globally and provides them with access to working capital and financial tools.

Empowering SME platforms to scale

Fintech platforms like Pipe are supporting ambitious global innovators who are increasingly looking to build once and launch anywhere. Launching in multiple markets through different partners and infrastructure providers adds operational complexity and creates needless technical debt and burden. 

Airwallex’s global payments and embedded finance solutions are able to support Pipe’s money movement needs to make quick payouts to small businesses who apply for working capital through its platform, across multiple regions with minimal technical lift. For Pipe, the benefit is clear – it can maintain a consistent, high-speed user experience in every market and expand abroad with localised infrastructure, all powered by a single partner.

A partnership built for speed and scale

“Our goal at Pipe is to enable software platforms that are serving SMBs to unlock revenue potential through embedded financial tools – no matter where they operate,” said Luke Voiles, CEO, Pipe. “With its broad global coverage and deep product capabilities, Airwallex gave us the support to launch in our first international market in weeks, not months. That speed and scale are critical for us as we look to expand our global footprint.”

“Pipe is bringing innovative embedded financial solutions to global markets with remarkable speed, and we’re proud to help power that momentum,” said Kai Wu, CRO at Airwallex. “Our global payments infrastructure was built to help leading businesses like Pipe reach new heights, expand access to new markets and verticals, and help them better serve their customers around the world.”

Airwallex’s API-first infrastructure allows Pipe to move capital quickly into new markets, ensuring local access to the fastest rails while reducing operational overhead. Airwallex helped Pipe expand into the UK late in 2024 and to Canada earlier this year. Pipe plans to use Airwallex to launch in Australia later in 2025, followed by more countries in 2026.

Pipe and Airwallex will continue to look for other ways to strengthen the partnership, while expanding its geographical footprint across Europe and APAC in 2026 and beyond.