At MPE Berlin 2026, Dr Ruth Wandhöfer joined us to discuss the next phase of AI in payments and the risks that come with it.
She shares her view on agentic commerce, why merchants will need better ways to identify and monitor bots, and how cyber security is becoming a much bigger part of the payments conversation.
The discussion also covers European payment sovereignty, the combined impact of PSD3, PSR and the AI Act, and what a more automated future could mean for checkout, fraud and customer relationships.
